Financing Options

Pay Over Time

Flexible payment options may be available at checkout through Shop Pay Installments on eligible purchases.

Check available payment options during checkout. Final plans, rates, eligibility, and payment amounts are shown before purchase.

Shop Pay Installments

Penguin Chillers offers pay-over-time options through Shop Pay Installments for eligible customers and eligible purchases. Instead of paying the full amount upfront, you may be able to select an installment option at checkout.

Available options are shown during checkout and may vary based on your purchase amount, eligibility, and approval.

0–36%

APR may vary. Rates and payment options are determined through Shop Pay Installments/Affirm and are not set by Penguin Chillers.

Check options at checkout
Eligibility required
Down payment may be required
Terms shown before purchase

Good to Know

Shop Pay Installments is designed to show available payment options during checkout, so you can review the terms before completing your purchase.

  • Payment options are shown at checkout. Add products to your cart and choose Shop Pay to review available options.
  • Eligibility is not guaranteed. Payment options are subject to an eligibility check.
  • Rates may vary. APR can range from 0–36% depending on the available plan and approval.
  • Estimated payments may exclude taxes and shipping. Final totals are shown during checkout.
  • Some orders may require a down payment. Available options depend on purchase amount and approval.

Need Help Choosing Before You Finance?

Financing can help spread out payments, but choosing the right chiller still matters. If you are unsure what size or model you need, review our sizing resources or contact us before purchasing.

Important Financing Disclosure

The estimated payment amount excludes taxes and shipping. Rates range from 0–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. More options may be available upon approval. State notices to consumers: affirm.com/licenses.